Choosing between a SEP IRA and Solo 401(k) can mean the difference between saving $13,500 or $69,000 this year. Here’s exactly which self employed retirement plan fits your income level and how to set one up in 2026.
Category: Taxes
Tax strategies, deductions, and tax-advantaged accounts
Personal Finance
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How to Buy Your First Rental Property with a 3.5% Down Payment in 2026
When I bought my first rental property in 2019, I put down just 3.5% and lived in one unit while tenants covered my mortgage. Seven years later, that property has generated over $87,000 in equity and cash flow combined.
Investing
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529 Plan vs Taxable Brokerage for Kids: Which Builds More Wealth by Age 18?
Most parents assume a 529 plan is always the best way to save for their child’s future. But after running the actual numbers on both 529s and taxable brokerage accounts for my own daughter, I discovered the ‘obvious’ choice leaves serious money on the table depending on your income and goals.
Investing
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Best Robo-Advisors for Tax-Loss Harvesting in 2026: Features and Fees Compared
When I reviewed my 2025 tax documents last March, I discovered my robo-advisor had automatically harvested $8,247 in losses that saved me $1,978 in taxes-money I would have completely missed managing investments myself. Here’s how the best robo-advisors for tax-loss harvesting stack up in 2026 and which features actually matter for your portfolio.
Personal Finance
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Side Hustle Tax Deductions: 17 Write-Offs That Saved Me $4,200 in 2026
When I calculated my 2025 tax bill from my freelance writing income, I nearly choked on my coffee. Then I discovered 17 legitimate write-offs that slashed my payment by $4,200.