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Smart Money Advice for Millennials

Tag: debt repayment strategy

Credit & Debt Debt Avalanche vs Debt Snowball: I Tested Both Methods with $47K in Debt

Debt Avalanche vs Debt Snowball: I Tested Both Methods with $47K in Debt

Posted on May 13, 2026May 22, 2026

After graduating with $47,382 in combined student loans and credit card debt, I spent 18 months testing both the debt avalanche and debt snowball methods. The results surprised me and led to a hybrid strategy that saved me $3,200 while keeping me motivated.

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